Insurance Information

A student health insurance plan through United Health Care Student Resources (uhcsr) is available for students who are enrolled in six or more credit hours in a degree seeking program. Graduate students are eligible if registered for at least one credit hour in a degree seeking program.

Fees for services in Student Health and Counseling are covered at 100% for students with the UHCSR insurance plan offered by UNK.

Premium rates, which are effective August 1, 2023, through July 31, 2024, will be as follows:

Voluntary Participants Rates (8/1/2023 - 12/31/2023) Rates (1/1/2024 - 7/31/2024)
Student $3,511.14 $4,882.97
Spouse $3,497.39 $4,863.82
One Child $3,504.67 $4,873.96
Two or More Children $6,934.67 $9,643.96
Spouse & Two or More Children $10,432.06 $14,507.78

 

Mandatory Participants (International Students, Athletes and Graduate Assistants) Rates (8/1/2023 - 12/31/2023) Rates (1/1/2024 - 7/31/2024)
Student $1,636.14 $2,272.97
Spouse $1,622.39 $2,253.82
One Child $1,629.67 $2,263.96
Two or More Children $3,184.67 $4,423.96
Spouse & Two or More Children $4,807.06 $6,677.78

 

Deductibles Amount
Individual (Preferred Provider) $500
Individual (Out-of-Network) $1,000
Family (Preferred Provider) $1,000
Family (Out-of-Network)    $2,000

 

Coinsurance Payments Amount
Preferred Provider 80%
Out-of-Network   50%

 

Out-of-Pocket Maximums Amount
Individual (Preferred Provider) $2,200
Individual (Out-of-Network) $4,400
Family (Preferred Provider) $4,400
Family (Out-of-Network)    $8,800

 

For information, go on-line: uhcsr.com or contact UNK Student Health at 308-865-8218.  To enroll in the plan, go to uhcsr.com and enter Kearney for the school name.

International students are required to purchase health insurance while studying in the U.S.  To ensure that all international students have adequate coverage while in the U.S., students are required to purchase the UNK Student Health Insurance Plan.  Follow this link to view the International Student Services Medical Insurance page for more information.