Educational Loans

Due to significant Department of Education processing delays, we will not have information about 2024-2025 FAFSA submissions or 2024-2025 financial aid until at least the middle of March. Once FAFSA data is released to UNK, we are committed to sharing information as soon as possible. Thank you for your patience.

An educational loan is money borrowed to students for higher education. Educational Loans will need to be paid back after a student graduates, withdraws from all classes, or goes below half-time enrollment. There is a six month grace period before repayment begins.

While there are many different types of student loans, the most common for UNK students are Federal Direct Student Loans. These are offered after a student completed their FAFSA. Below you will find more information about the various types of loan programs, their requirements, and how to choose the right option for you.