Human Resources

Risk Management

Risk Management is an insurance and loss-control/prevention discipline that collaborates with UNK departments to minimize adverse effects of loss upon the UNK’s human, physical and financial assets through: identification of loss potential; loss evaluation, prevention, and reduction; loss funding and risk financing; and claims control.

Objectives

  • To protect the financial and physical assets of UNK by identifying, preventing and managing liability exposures.
  • To develop and administer the property, casualty and liability insurance program for UNK.
  • To investigate, evaluate and resolve professional and general liability claims brought against UNK.
  • To assist outside counsel in the defense of UNK’s professional, general liability and property claims.
  • To recommend corrective action to problems identified through risk management activities.
  • To review UNK policies, procedures and forms to address possible liability exposures.
  • To collaborate and cooperate with other UNK departments in developing mechanisms to assess, evaluate and reduce loss potential.

The role of Risk Management is to protect and conserve the human, property and financial resources of the University of Nebraska at Kearney. To this end the University uses a variety of financing methods that include self-insurance and commercial insurance. It is important that all faculty and staff understand their defined responsibilities in the Risk Management program in order to protect and conserve the assets of the University. The Risk Management office is responsible for coordinating all of the various plans covering the property, students, and personnel across the Campus. During the process of obtaining and renewing the coverage’s, the Risk Management office will contact and work with various offices or departments, to obtain information necessary to ensure proper coverage. Once coverage is obtained, in some instances, department(s) may be responsible for the day to day administration of the plan. Following is a list of the insurance plans and who is responsible for the day to day activities once the plan is implemented.

PLAN

Liability-General Risk Management
Property Risk Management
Vehicles Facilities/Transportation Services
Fraud Risk Management
Cyber-Insurance Information Technology
Student Athletes Athletics
Student Health Counseling & Health Care
Student Travel Risk Management
Workers Compensation Risk Management
Aviation Risk Management
Professional Liability/Clinical Medical Risk Management
Daycare Human Resources

Contact:

Lee Ann Purdy

Risk Management-Environmental Health & Safety Coordinator

Founders Hall 2113D

Office - 308-865-8641 FAX – 308-865-8102

Liability

Property

Automobile Coverage

Workers Compensation

Personal Injury

Personal Property Damage

Student Travel Insurance

Vehicle Accidents (University Vehicles)

Property Damage (University Property)

Youth Activities

University of Nebraska, Kearney is committed to the health, safety and well-being of youth involved in camps, pre-collegiate programs and other youth activities. Such programs are an important component of our service and educational mission. Working with you involves special responsibilities.

All organized youth activities, pre-collegiate programs, and camps, including academic, athletic and recreational camps, clinics, workshops and/or programs and research-related experiential learning opportunities held on the University of Nebraska property or utilizing the university’s name must operate according to the related Youth Activities Safety Policy.

Definitions

Youth Participant

An individual under the age of nineteen participating in a youth program.

University Sponsored

A youth program offered by a University of Nebraska, Kearney department/unit as a means of recruitment, outreach or education specific to department/unit mission or operations. The university is the sole or primary sponsor with ultimate responsibility for operation; participant supervision; and control of the camps, program or activity.

University Endorsed

A youth program actively supported or promoted by a University of Nebraska, Kearney department/unit and sponsored or co-sponsored by another entity that provides the primary operational control, participant supervision, and management for the program. These programs have ties to the university’s mission and affiliation with a UNK department or unit, but the university is not the primary sponsor. University facility use and services are permitted by agreement.

Third Party

A youth program operated by an individual, organization or entity that is external to the University of Nebraska, Kearney. The university leases facilities/premises to the third party and may offer other services for payment, but is not involved in program operations, participant supervision, or management unless contractually obligated.

Activity/Program Sponsor

The UNK college, department, unit or affiliate, or a third party entity that operates a youth program.

Activity Director

The authorized adult responsible for youth program management and operation. The program leader shall have adequate qualification, training and supervisory experience as determined by the program sponsor.

Activity Worker

Individuals, paid or unpaid, who provide program elements and/or will have personal contact with youth participants in youth program activities. This includes but is not limited to faculty, staff, volunteers, students, interns, or other individuals (e.g., counselors, chaperones, coaches, instructors, etc.). Program staff includes the program leaders and any authorized adult.

Authorized Adult

A person nineteen years of age or older, paid or unpaid, who supervises or has responsibilities for oversight of youth participants and/or program staff.

Not Covered by the Policy

The following scenarios are not considered youth programs as referenced in the policy:

  • Activities supervised by the Child Development Center.
  • Youth visitors, individually or in groups, for activities not initiated or supervised by UNK program staff are not subject to the policy (e.g. youth doing research in the Library, filed trips supervised by a youth participant’s school or organization but not initiated or supervised by UNK staff or volunteers). Contractually-arranged third party youth programs are subject to this policy and are not intended to be exempted by this scenario.
  • Office of Admissions or other departmental recruiting visit programs which involve youth visiting campus with their parents/guardians are not subject to this policy. Individuals working with youth in these situations are subject to the Employment Verification and background checks.
  • Incidental visits by individual youth interacting with UNK faculty or staff, but not as part of a coordinated program
  • UNK credit-bearing academic courses with students under the age of 18 enrolled, including on-campus, distance education, and independent study experience are not subject to the policy.
  • Performances or events open to the general public are not subject to the policy. (e.g. athletic competitions, plays, concerts,).
  • Activities designed primarily for adults or enrolled students are not subject to this policy, even if they allow occasional youth attendance (e.g. lecture series).
  • UNK research projects with youth participating as human subject must comply only with the sex offender check requirements in this policy. The Institutional Review Board (IRB) approves or denies project involving human subjects, reviews procedures relating to the safety of youth participants in research, and will make operational recommendations to researchers, including but not limited to use of parental consent forms, emergency contact information and other documents intending to manage the risk of youth participation in human subjects research projects.
  • Practicum and student teaching activities as part of the College of Education are not subject to the policy.
  • UNK employees under the age of nineteen who are not involved with youth activities are not subject to the policy.

Authorization of Youth Activities/Programs

All university sponsored and university endorsed youth programs must be reviewed and authorized as follows before program activities can occur. Ongoing and recurring programs must be reviewed annually for changes in staffing, activities, and other aspects. Based on the changes, re-authorization may be required.

  • University sponsored and university endorsed programs must be approved by the department chair/director and the dean. Dean level authority for approval may be delegated to an individual designated to oversee youth activities and programs for the college/division.

Special approval requirements

  • All programs that are affiliated with UNK Athletics or that are regulated by NCAA rules must also be approved by the Director of Athletics.
  • In addition to department dean approval, all student/campus organization programs involving youth participants must also be approved by the organization’s adviser.
  • For university sponsored and university endorsed programs to be authorized, program sponsors must meet or exceed the requirements of the Youth Safety Policy.
  • University endorsed programs require an agreement for facility/premise use, see Events & Reservations Policy.

Third Party Programs

Third party youth programs requesting to use university facilities, premises, or services are subject to the Youth Safety Policy and must also contract through Events and Reservations.

Staffing, Supervision and Operations

Program leaders are responsible for selection and supervision of programs staff (both paid and volunteer).

Program leaders are responsible for the proper care and supervision of youth participants, including:

  • Orientation and training of staff and participants
  • Compliance with university policies/procedures
  • Minimizing one-on-one contact to prevent instances of molestation or abuse of youth participants and protect staff from false accusations.
  • Acquisition and secure maintenance of required documentation such as parental permission forms, publicity/image/voice media release forms and medical emergency information.
  • Safe transportation of participants and staff, if needed.
  • Establishment of appropriate safety, health and medical protocols including, but not limited to, training for program staff related to first aid, emergency response, confidentiality of personal information and prohibiting staff or volunteers from taking unauthorized photos of videos of youth.
  • Reporting of crimes, harassment, misconduct or safety concerns.