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Risk Management is an insurance and loss-control/prevention discipline that collaborates with UNK departments to minimize adverse effects of loss upon the UNK’s human, physical and financial assets through: identification of loss potential; loss evaluation, prevention, and reduction; loss funding and risk financing; and claims control.
The role of Risk Management is to protect and conserve the human, property and financial resources of the University of Nebraska at Kearney. To this end the University uses a variety of financing methods that include self-insurance and commercial insurance. It is important that all faculty and staff understand their defined responsibilities in the Risk Management program in order to protect and conserve the assets of the University. The Risk Management office is responsible for coordinating all of the various plans covering the property, students, and personnel across the Campus. During the process of obtaining and renewing the coverage’s, the Risk Management office will contact and work with various offices or departments, to obtain information necessary to ensure proper coverage. Once coverage is obtained, in some instances, department(s) may be responsible for the day to day administration of the plan. Following is a list of the insurance plans and who is responsible for the day to day activities once the plan is implemented.
|Student Health||Counseling & Health Care|
|Student Travel||Risk Management|
|Workers Compensation||Risk Management|
|Professional Liability/Clinical Medical||Risk Management|
Risk Management-Environmental Health & Safety Coordinator
Founders Hall 2113D
Office - 308-865-8641 FAX – 308-865-8102
The University has a self insured comprehensive general liability program.
All property owned by the University is covered under a blanket property program that provides coverage at a replacement cost value. On any property loss the department will pay a deductible of $2000. Property losses should be reported to the Risk Manager. Risk Management will administer property losses of under $500,000 and the property insurance carrier, working through the Risk Manager, will administer losses above the $500,000.
The University has liability coverage on all University vehicles used for business. For department owned vehicles there is an option to purchase full coverage for that vehicle with an extra charge to the department.
Workers’ Compensation covers all employees of the University, including student workers.
The University does not carry AD&D Insurance on individuals who are not employees. It is the responsibility of these individuals to carry their own medical insurance coverage.
The University does not assume responsibility for personal or non-university owned property kept or stored in university facilities.
Student trip insurance provides protection in the event of an accident. All University of Nebraska, Kearney students are required to have student trip insurance when traveling outside of the city of Kearney.
This procedure outlines the steps for handling accident involving UNK vehicles.
This procedure outlines the steps for handling university property damage.
University of Nebraska, Kearney is committed to the health, safety and well-being of youth involved in camps, pre-collegiate programs and other youth activities. Such programs are an important component of our service and educational mission. Working with you involves special responsibilities.
All organized youth activities, pre-collegiate programs, and camps, including academic, athletic and recreational camps, clinics, workshops and/or programs and research-related experiential learning opportunities held on the University of Nebraska property or utilizing the university’s name must operate according to the related Youth Activities Safety Policy.